What should be advised to an employee who no longer resides in the US?

Advising an employee who no longer resides in the U.S. to access international benefits for emergencies only reflects the reality of many benefit plans that specifically limit coverage when an individual is outside their home country. Generally, international health benefits are designed to offer protection in case of unforeseen medical emergencies rather than providing comprehensive health coverage similar to what would be available domestically.

Selecting this option emphasizes the importance of understanding the limitations of one's healthcare plan when abroad. It guides the employee to utilize available resources wisely and highlights the need for planning for healthcare needs while living overseas. It prepares the employee to address potential health concerns appropriately while abroad, ensuring they are aware of what is covered under their plan without falsely implying full access to all benefits or other forms of support that may not be available internationally.