What should an employee consider regarding coverage for non-residential incidents?

When considering coverage for non-residential incidents, it's important to recognize that certain types of coverage apply depending on the specific circumstances and the nature of the incident. Non-residential incidents can include a variety of scenarios, such as workplace accidents, business-related travel, or other events that occur outside of a traditional residential context.

The coverage available may vary based on the insurance policy's terms, the type of incident, the location where it occurs, and whether it falls under a specific category defined by the policy. For example, some policies may cover incidents that occur during work hours in a business setting but may not extend to personal activities or specific off-site locations unless explicitly stated. This is why it's essential to understand that while some coverage may apply, it is not universally applicable to all situations or incidents outside a residential setting.